3 Benefits You Can Get After You Finished Your Contract as EPS Worker And How To Claim Them
One very important information you should know as EPS Worker of South Korea is that you won't go home penniless. That is the beauty of working as OFW here in South Korea, whether you have saved money from your monthly wages or not, you still have benefits to claim so when you go home, you have money to start up a new chapter of your life.
In case you don't know what are these benefits, I will share this information to you and how to claim them.
1. National Pension System (NPS)
This is known as Kukmin. This is you and your employer's monthly contribution and you can get the lump sum after your contract or your final exit. To check how much money you and your employer have contributed, click here and follow the procedure for online inquiry.
To claim your NPS or Kukmin, before you leave the country, go to the nearest NPS office in your area. Coordinate with your employer so they can recommend the nearest NPS office in your area. You must file a Lump-Sum Refund and present the following documents:
-Alien Card
-Passport
-Bank Account Number
-Plane Ticket
Note that your lump sum refund will only be claimed when you are already in the Philippines.
2. Toejikgeum or Severance Pay
The company will pay you a severance pay if you have served for at least one year. Based on the new rule, every worker can receive a severance pay regardless of the number of the workers. One (1) year of employment is equivalent to one month basic salary. If you decided to leave after one year of service, you can get equivalent to one month basic salary as a severance pay.
To claim your severance pay, go and file the claim at the Philippine Catholic Center at Hyehwa-Dong. Present the following requirements:
-Alien Card
-Passport
-Bank Account Number
3. Samsung Insurance or Return Cost Insurance
From your first ever salary as an EPS worker, you have been deducted the amount of 400, 000 won. This is actually for your plane ticket back to the Philippines. Whatever is the outcome of your career here in South Korea, you can surely come back home because of this Return Cost Insurance. You sure can buy a ticket back to the Philippines with this amount.
You can visit Samsung Fire and Marine Insurance Co., Ltd. office at Samsung Insurance Bldg., 87, Euljiro 1 ga, Choongku, Seoul.
In case you have finished your contract or you will about to take your final exit, don't forget to claim your benefits.
In case you don't know what are these benefits, I will share this information to you and how to claim them.
1. National Pension System (NPS)
This is known as Kukmin. This is you and your employer's monthly contribution and you can get the lump sum after your contract or your final exit. To check how much money you and your employer have contributed, click here and follow the procedure for online inquiry.
To claim your NPS or Kukmin, before you leave the country, go to the nearest NPS office in your area. Coordinate with your employer so they can recommend the nearest NPS office in your area. You must file a Lump-Sum Refund and present the following documents:
-Alien Card
-Passport
-Bank Account Number
-Plane Ticket
Note that your lump sum refund will only be claimed when you are already in the Philippines.
2. Toejikgeum or Severance Pay
The company will pay you a severance pay if you have served for at least one year. Based on the new rule, every worker can receive a severance pay regardless of the number of the workers. One (1) year of employment is equivalent to one month basic salary. If you decided to leave after one year of service, you can get equivalent to one month basic salary as a severance pay.
To claim your severance pay, go and file the claim at the Philippine Catholic Center at Hyehwa-Dong. Present the following requirements:
-Alien Card
-Passport
-Bank Account Number
3. Samsung Insurance or Return Cost Insurance
From your first ever salary as an EPS worker, you have been deducted the amount of 400, 000 won. This is actually for your plane ticket back to the Philippines. Whatever is the outcome of your career here in South Korea, you can surely come back home because of this Return Cost Insurance. You sure can buy a ticket back to the Philippines with this amount.
You can visit Samsung Fire and Marine Insurance Co., Ltd. office at Samsung Insurance Bldg., 87, Euljiro 1 ga, Choongku, Seoul.
In case you have finished your contract or you will about to take your final exit, don't forget to claim your benefits.
Good morning, by any chance would you also know the benefits for E7 visa holders? Thank you :)
ردحذفI'm sorry. I have no idea about E7 visa holders benefits
حذفSir good day po may 24 hours po bang bukas na banko sa incheon airport?
حذفHi im here in the philippines and i will not going back in south korea what options i have to get my samsung insurance and my kukmin thank you so much.
ردحذفHi im here in the philippines and i will not going back in south korea what options i have to get my samsung insurance and my kukmin thank you so much.
ردحذفhi gerard. you may want to check this list from the POEA website. They posted the name of workers who haven't claimed their insurance.
حذفhttp://poea.gov.ph/epstopik/Insurance%20as%20of%2025th%20May%202015.pdf
If your name is not there, then ask POEA about it. They may provide the updated list for you. The good news is, Korea will really give your money no matter what.
Thank you po kabayan sa napakahalagang inpormasyon na sinulat mo. Actualy matagal ko na pong hinahanap ang inpormasyong ito, malaking tulong po ito sa amin lalo na't papalapit na akong mag exit. Mabuhay ka kabayan.
ردحذفKabayan may tanong lang po ako. Yong Severance Pay at Samsung Insurance within 1 month din po ba ang pag file non kagaya nang NPS or Kukmin? Thanks in advance.
ردحذفyes sir, one month before your flight, dapat naka process na po lahat yan
حذفSir,pano yun if 1 week before my flight,ma paprocess ka kaya lahat?
حذفThanks kabayan. Last question ko po kabayan; yong pag file po nang Severance Pay sa Philippine Catholic Center hindi na po ba kaylangan ang payslip?
ردحذفhi sir, there's a new law pala about tejikum. you cannot get it right away just like before. You may read this info:
حذفhttp://www.saranghaekorea.com/2014/07/how-to-claim-your-departure-guarantee.html
so it is important to ask first your employer about the tejikum para malaman mo kung nakapagsubscribe ba sila sa departure guarantee
Ibang page na open pag nag click ako sa link.
ردحذفhello alan, nag iba na ng interface ang NPS website. it has different look right now
حذفWala bang bank pag sabado saka lingo para makuha ang kookmin sa airport?
ردحذفhello. AFAIK, open naman po yan sila always sa airport.
حذفSir ask ko lang po sana if ever hindi ko matapos contract ko yung remaining months po sa kukmin eh makukuha kupa rin po bah?.salamat
ردحذفno sir. Ang contribution kasi sa kukmin is every sahod. If nag stop na po kayo nagwork and if you still have remaining, let's say 5 months, then wala po kayong kukmin for that remaining 5 months kasi hindi naman po kayo nagtrabaho. Your kukmin will only be computed based on the number of months na piangtrabahuan nyo.
حذفTama..
ردحذفhi sir pano po kung na deport po pano makukuha ung return cost na 400,000?
ردحذفHi Archie. I am not sure about that but AFAIK, talagang binibigay ng Korea yong mga benefits na hindi nakukuha. Maybe if you have contacts with HRD Korea in the Philippines, you can just inquire there
حذفHi sir. Pano po. Nkpagpaalam n ung hisband ko na mag bakasyon ng pinas nung aug. 3 weeks approved. Tpos 1 week nlng biglang sinabi n di sya pnpyagan. E my ticket n sya. Pinapirma sya na gang dec nlng sya sa trabaho nya kung uuwi sya. Umuwi husband ko. Ano mkukuha po ng husband ko sa december?. May benefits pdin po b?
ردحذفHi sir. Pano po. Nkpagpaalam n ung hisband ko na mag bakasyon ng pinas nung aug. 3 weeks approved. Tpos 1 week nlng biglang sinabi n di sya pnpyagan. E my ticket n sya. Pinapirma sya na gang dec nlng sya sa trabaho nya kung uuwi sya. Umuwi husband ko. Ano mkukuha po ng husband ko sa december?. May benefits pdin po b?
ردحذفCan I work again in korea.I have my 2year extended contract but unfortuately when I finished my 3year term I went home for a vacation in phils.And I was not able to renew my alien registration card upon my flight that's why in korean airport my card was confiscated from me and going home without it.So I was not able to flight back again to pursue my 2year contract
ردحذفCan I work again in korea.I have my 2year extended contract but unfortuately when I finished my 3year term I went home for a vacation in phils.And I was not able to renew my alien registration card upon my flight that's why in korean airport my card was confiscated from me and going home without it.So I was not able to flight back again to pursue my 2year contract
ردحذفAsk lang po may 24 hours po bang bukas na banko sa incheon airport..? Gaya po ng woori bank.. kc po 12 midnight pa po ang check in ko baka po indi ko makuha yung kukmin tejikom ko
ردحذفNo sir. Until 7 pm lang. Better go to the airport sa hapon pa lang.
حذفSalamat kabayan
حذفHi po, ano po ang mga maaaring idahilan sa employer kung ang isang worker ay gusto ng ihinto ang pagtatrabaho o gusto nang umuwi?,sa legal na proseso po, salamat.
ردحذفMagandang Araw mga Kabayan! May link po ba kayo kung anong proseso pag apply sa Korea? O kung ano po ang magandang gawin step by step. Salamat po.
ردحذفMaliban po sa benefits na tatlo na makukuha myroon po ba na iba?
ردحذفSir, Good Day! Inquire lang po. Anong mga years po ba ang sakop ng kukmin? Ang father ko po kasi ay pioneer ng EPS ng 2002 kaya hindi po nila alam ang proseso ng kukmin. Naalala po nya na may ibinabawas na po sa sahod nila noon at kukmin nga daw po ito. May probability po ba na makuha pa nya ito? Bale hanggang 2005 po sila, 3yrs nagtrabaho sa Korea. Salamat po ng marami!
ردحذف