South Korea in the Perspective of a Filipino Expatriate

Tuesday, April 8, 2014

Investment Options and Financial Education Seminar for OFWs in South Korea

We, the OFWs here in South Korea are here in this foreign country for only one reason, to earn more money. When I first received my first salary, I was like "woah, this is like 3 times bigger than the salary I had in the Philippines" and somehow I felt I gained power because of the monetary possession I have. When you have money, it's easy to shop and buy anything you want. But remember, the opportunities we have here in Korea are temporary. It's not that we will forever work here. Time will come, our visas will expire and we need to go back to our country. The question is, what will you do next after kissing your Korea dream goodbye? Have you saved enough money to start a new life in the Philippines and to continue the lifestyle that you have established during your glorious days in Korea?

As an OFW, it is important to find alternative resources of our finances. We work hard for the money and we should know how to make our money work hard for us too. Isn't it amazing that while we are working, our money is also working to multiply itself? It is possible, it depends on how much knowledge you have when it comes to financial management and if you have strategies in investing. Let me share to you some of the possible  investment vehicles to help you improve your finances.

1. Stock Market

I think the most "doable" type of investments available is investing in the stock market. I call it doable but not necessarily easy. You can also choose to invest in a mutual fund or UITF if you really don't have time to monitor your portfolio. Stock market, Mutual fund and UITF are different in nature but they are somehow similar because it involves buying of stocks from the participating companies in the market. As an OFW, stock market is the perfect investment choice I may say because it does not really require a lot of your time, at least in the case of long term investment.

2. Real Estate

If you are not yet ready to invest in stock market, Real Estate is also one of the best investment vehicles. Although it is more complicated to invest in Real Estate than in stock market, the gains is just so rewarding  including the fact that you can call this investment your home.

3. Business

May it be a traditional business, a networking business or a franchising business, this is always a good way to start finding your way to financial freedom. Business has a lot of risks and if you are ready to handle it and you are up for the challenge, you can do pretty well with it and you can eventually achieve your goals. But as an OFW, having a business means finding for somebody you trust to manage and develop it because you can't obviously manage it until you go back home.

But wait a minute, before you even attempt to choose what investment option you should pursue, there's one thing you need to consider first, KNOWLEDGE. I would like to quote Warren Buffett for this:

As a backgrounder, Warren Buffet is one of the richest men in the world. Most of his wealth he obtained from the Stock Market.

See, even experts advice us to do your homework first before investing. Read, study, watch videos and most of all attend financial education seminars. Invest on knowledge first before participating in the business because knowledge is your weapon against the risk factors involve in the investing arena.

So for OFWs here in South Korea who would like to educate themselves regarding the different investment alternatives like Stock Market, Mutual Funds and Personal Financial Management, a seminar called "OFW Financial Literacy" will be conducted here in South Korea on June 2014.

The speakers of the said seminar will be Mr. Randel Tiongson and Mr. Floi Wycoco who also invested their way to Financial Freedom. Mr Wycoco was actually an OFW before. He has an inspiring story that I am sure all OFWs can relate including the escape from the harsh reality of poverty into financial freedom. The seminar registration fee is only 25,000 KRW, a very cheap investment compared to the knowledge you will acquire from this seminar.

For Pre-registration and for more information about the said seminar, please send a private message to Mr. Marlon Albao. Ask him any questions you want to raise regarding this upcoming seminar and he will address it. Also, please join PINOY STOCK MARKET INVESTORS IN KOREA Facebook group for some updates regarding this seminar.

You maybe enjoying now the benefits of working here in Korea because of the salary, but please think also of the future. What will you do after you finish the contract? While you are earning good, start making a strong foundation of your finances so that you don't need to go back again abroad and miss another birthday, Christmas and important family events. This is your opportunity to start investing on knowledge. Once you have the idea, you can make your way to unlock the door to financial freedom.


  1. It is the best assistance for many students who have not free time. the team of professional written services can help you with different kinds of written works, so it is college essay help


  2. Utilizing essay writing service is an alternative for those who want to finish their writing assignment in a short time. Writing an essay can be, somewhat, very tiring. An essay does not merely a matter of a basic structure consisting introduction, main body, and conclusion. There can be more than that. Sometimes, you are wondering why your friends can be very addicted into writing. They can be very excited when it comes a time to finish their writing assignment.

  3. Most students in schools and tertiary educational background position organizations would commonly want essay help online with regards to their essay jobs would regularly examine internet expert services whereby those people students could purchase them.

  4. To articulate the precision this is a fine post concerning this topic. I got a wholesome solution from here. Also I can refer to you all best essay writing service here to get educational helps. Even so will wait for more posts from the blogger.

  5. I want to thank you for sharing this interesting article. Talking about studying at college or university, I think that the students shouldn't be ashamed to ask for a help when they have difficulties with writing essays or paper. When I was a student the writing process was the most difficult and boring. I preferred to use online custom essay writing service where writers are always ready to help students with their assignments.

  6. such a pity i cannot find the materials from this financial education seminar.but i know for sure how this top essay writing service works.everytime i am provided with the top quality piece of writing.thanks to them i managed to finish my studying year with good and check

  7. Thank you for this useful information! Visit my blog if you need to know more -

  8. Investing into the country's economics means developping it :) If you need help with preparing an essay on economics, place an order at

  9. This was among the best posts and episode from your team it let me learn many new things

  10. Wonderful blog! This is very informative site. I am totally pleased by your excellent work. Many thanks for sharing.

  11. Useful information.I am actual blessed to read this article.thanks for giving us this advantageous information.I acknowledge this post.and I would like bookmark this post.Thanks

  12. I gathered useful information on this point . Thank you posting relative information and its now becoming easier to complete this assignment

  13. I just want to say thanks for your wonderful post, it is contain a lot of knowledge and information that i needed right now. You really help me out my friend, thanks!
    halloween| animal jam| happy wheels| cool math| 8 ball pool| sudoku az| yoob games| happy wheels| hanger| tetris| friv4school| color sudoku| kumba karate
    happy wheels| happy wheels hacked| shopping cart hero 2| whack a craft| bob the robber 2| hanger

  14. Wow! This seminar was so useful. I am sorry that I can't come. Fortunatelly I found your site. Your post is so helpful. I like the way you presentive ideas that were announced on conference. If you have another video or audio information- definitely share it with us. I'll be waiting for!

  15. The best space for your child to relax!: wingsio
    slither io

  16. Let’s keep out sites for your child! click: | | happy wheels | abcya | fnaf 4 | games for kids | racing games to play for free!

  17. There is no pretending," Jace said with absolute clarity. "I love you, and I will love you until I die, and if there is life after that, I'll love you then
    mutant fighting cup 2 | manny pacquiao | stardew valley wiki | slitherio | powerpuff yourself | zumbi tsunami | fishdom | quotes about love | chinese food near me | snake

  18. I found lots of interesting information here.Great work
    Thanks for the share loved reading the article, please do share more like this wiht us .

    Temple Run 2
    Run 3
    Click Jogos
    Subway Surfers

  19. How often do you play games on free time or after hours of work stress? I usually come to the game as a way to balance life is full of pressure. And I would recommend to everyone that I loved the game
    strike force heroes 2, strike force heroes 2 game, strike force heroes 3, strike force heroes 2

  20. Facebook has become a part of my life, not only helped me to connect with you but also where I can share every moment in life. I really like the convenience that it bringsfacebook baixar , baixar facebook , facebook baixar , baixar facebook gratis

  21. The article gives me a lot of interesting information. I still often share life experiences with friends. And I enjoyed the convenience and attractiveness of free messaging app
    whatsapp baixar , baixar whatsapp , whatsapp baixar , baixar whatsapp gratis

  22. I used to play games after long day of work tired or bored. And I would recommend to everyone a very interesting game and attractive for both color and sound
    run 2 , run 2 game , run 2 unblocked , run 2

  23. Busy life circumstances than the current world history. Must try to earn money to support themselves, their families and pay for living. But not so that you neglect your own health, but more must cherish it.
    geometry dash , geometry dash game , geometry dash 2.0 , geometry dash

  24. Sometimes we do not keep calm when talking to our lover, making the relationship stressful. Here are nine ways to help you make things simpler.
    nội tiết tố là gì

  25. Nice article, I loved it. Thanks for sharing and keep sharing. Get a ERP software for you small business.For more details contact us.
    erp in chennai
    cloud erp in chennai
    leather erp in chennai
    trading erp in chennai
    franchise erp in chennai

  26. Thank your site! information your share is useful to me! it's great that I known this site!

  27. I like your all post. You have done really good work. Thank you for the information you provide, it helped me a lot. I hope to have many more entries or so from you.
    Very interesting blog.

  28. I appreciate you and hopping for some more informative posts. thanks for share